There are some occasion when, even if you have wanted to pay your taxes on time, you just can’t do it  because you need to pay attention to more pressing matters. Whatever the reasons maybe,  you can delay payment by […]

Some American families are not quite aware of the extent of the benefits they could enjoy in terms of the “tax breaks” intended to mitigate the cost of child care. They think they can only take advantage of  the child […]

In our previous article, we had discussed about the scrapping of tax liens in our personal credit reports. This new policy is a big boost to millions of Americans, especially small business owners who need stronger credit to apply for […]

It is quite a relief after several years of carrying the burden of tax liens appearing on your credit report every time you need some financial assistance.  This is because Experian, TransUnion, and Equifax—the three major credit bureaus no longer […]

Sometimes it’s so excruciating to learn  that your loan application was disapproved because of a negative credit rating which had been settled several years ago. Ironically, paid-off negative items stay in your credit file and is allowed by law even […]